Steps to reduce your risk of becoming a victim of identity theft:

1. Reduce the number of credit and debit cards that you make in your wallet. Do not uses debit cards because of the risk of loss in your checking account?

2. When you use your credit and debit cards at restaurants and shops, are very aware of how the magnetic stripe information is swiped by the waiter or clerk. Dishonest employees have been known to use small hand-held devices called skimmers to quickly swipe the card and then later download the account number data on a personal computer. Thief uses the account data for Internet shopping and / or the creation of counterfeit cards.

3. Do not use debit cards when shopping online.

4. Keeping a list or photocopy of all your credit cards, debit cards, bank accounts and investments – the account numbers, expiration dates and phone numbers on customer service and fraud departments.

5. Never give out your SSN, credit or debit card number or other personal information over the phone, by mail or online unless you have a trusted business relationship with the company and you have initiated the call.

6.Always take credit card receipts with you. Never toss them in a public trash container. When shopping, put receipts in your wallet rather than in the shopping cart.

7. Never allow your credit card number to be written on your check.

8. See mail when you expect a new or reissued credit card to arrive. Contact the issuer if the card does not arrive.

9. Order your credit report at least once a year.

10. Residents of seven states can get free annual credit reports under state law, in addition to the free reports available under federal law. These states are: Colorado, Maine, Massachusetts, Maryland, New Jersey, Vermont, and Georgia

11. There are many Identity Theft insurance products available to consumers. We do not recommend them unless they are available as a free or cheap riding an existing insurance.

There so many companies offering service of avoiding identity fraud. Check this out about how to protect your self from this type of crime on http://www.identitytheft.com/. Here you can collect information about this. This site offer several products for your problems related with identity theft. Credit security, Internet Fraud Surveillance, Public Records Report, Public Records monitoring, Data sweep, Personal caseworker, and many others. With tagline protecting and empowering the real of you, this site commits the best security service to make an identity theft protection. So, what are you waiting for? Browse now, join this and feel the secure way to manage your financial of your life.

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